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			Frequently Asked Questions 
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 What are 
			"civil court cases"? 
			[Top]
 
 In the broadest terms, civil court cases are all court cases 
			that do not involve a violation of criminal law. When one has been 
			injured, financially or physically, he files his lawsuit, or 
			"action," in civil court. One can bring any such type of claim in a 
			civil court, including, for example, claims for injuries stemming 
			from breach of an agreement, dishonesty, fraud, unlawful acts, 
			defective construction, wrongful termination, breach of a lease, 
			property damage, etc. A civil case plaintiff may obtain both 
			compensatory and punitive damages.
 
 Civil court cases are 
			brought in either the Small Claims, Limited, or Unlimited division 
			of a California Superior Court. Some civil cases can also be brought 
			in federal courts. If his damages are less than $5,000.00, the 
			injured person may file his lawsuit in Small Claims Court, in which 
			case he cannot use an attorney. And, costs in Small Claims Court are 
			much lower than they are in the other divisions of the Superior 
			Court. If the damages are between $5,000.00 and $25,000.00, the 
			injured person is required to file his action in the Limited 
			Jurisdiction division of the Superior Court. Cases worth more than 
			$25,000.00 are filed in either the Unlimited Jurisdiction division 
			of the Superior Court or in federal court.
 
 Does it make sense for me to hire a 
			lawyer? 
			[Top]
 
 If you have a legal problem, or a problem that a court of law 
			would address, one of the first issues to consider is whether you 
			would benefit by retaining an attorney. The answer is different in 
			each case, and it depends on a number of factors.
 
 The first 
			issue to consider in determining whether to retain a lawyer is 
			whether you have a claim, or whether someone else has a claim 
			against you. If you have a claim for money (whether it's based on a 
			debt, or damages caused by another person for which compensation 
			would be just) then you should evaluate whether there's a 
			possibility of recovery without an attorney. Will the debtor 
			voluntarily pay, or does the debtor have to be compelled to pay by a 
			court or by the threat of litigation hanging over his head? If there 
			is a potential for recovery without an attorney, then you may 
			ultimately net more money by resolving the issue on your own, 
			depending on how much you are owed. However, if more than $5,000 is 
			involved, and you don't think you can get substantially all of the 
			money on your own, you may wish to contact an attorney to find out 
			how much you could expect to spend in legal fees. If less than 
			$5,000 is involved, you might try to recover your money in Small 
			Claims Court instead of contacting an attorney.
 
 Any time that 
			you believe the person who owes you money may "counterclaim" against 
			you, you should contact an attorney if informal negotiations break 
			down, unless the amount at issue is certainly below $5,000. A 
			potential counterlcaim for $5,000 turns a matter in which your claim 
			is $5,000 into a $10,000 matter. When that type of money is 
			involved, it often makes sense to get an evaluation from an attorney 
			as to your rights and the strengths of the respective claims.
 
 If someone else has a claim against you, the first issue to 
			evaluate is whether you owe the money. If you know that you do, you 
			can save attorneys' fees by negotiating a resolution on your own. 
			However, an attorney might be able to inform you of valid defenses 
			of which you were previously unaware, even if you believe that you 
			owe the money. For example, a "statute of limitations" bars the 
			prosecution of claims if not made within a certain period of time. 
			If a significant amount of money is involved, it usually makes sense 
			to retain an attorney regardless. Attorneys can often negotiate more 
			favorable resolutions or a payout over time.
 
 If the claim 
			against you is less than $5,000, you should try to resolve the 
			matter without an attorney. However, if you are actually sued in any 
			court (whether it's Small Claims or higher level court), you may 
			want to talk to an attorney about potential defenses. Even a Small 
			Claims Court judgment will adversely affect your credit rating, so 
			you should present every defense available to you.
 
 If I retain an attorney to help me collect 
			money someone owes me, how long should I expect to wait before 
			getting any recovery? 
			[Top]
 
 Most creditors turn to an attorney after their own efforts to 
			recover hit a dead end. In many cases, a letter from an attorney is 
			enough to shake up an obstinate debtor and cause him to immediately 
			pay at least part of his debt. If the debtor doesn't pay in response 
			to the "demand letter," then the only recourse may be to file a 
			legal action, or a lawsuit. Almost all collection cases are set for 
			trial within a year of filing, and over 95% of cases either settle 
			or otherwise get resolved before trial within that year. If your 
			case settles, you should expect some payment at that time, unless 
			the debtor has no money. If the case goes to trial, you can usually 
			expect payment soon after a favorable verdict if the debtor has 
			insurance. If not, you will have to initiate judgment enforcement 
			efforts to get some payment, in which case you will get payment 
			sooner or later depending on the amount of money the judgment debtor 
			has.
 
 I've been named as a 
			defendant in a lawsuit. What happens if a judgment is entered 
			against me? 
			[Top]
 
 A plaintiff can get a judgment either by default (if, for 
			example, you fail to respond to the Complaint within the requisite 
			time period), stipulation (your agreement), or trial decision. The 
			"judgment" itself is no more than a judge's decision on a piece of 
			paper, but it can have serious negative consequences. First, the 
			person who obtained the judgment against you has the right to use 
			the judicial system to compel you, the judgment debtor, to give up 
			money or property to satisfy the judgment. Although there are 
			significant protections for judgment debtors, the process is 
			uncomfortable, to say the least. Further, even a small judgment 
			negatively affects your credit. And, a judgment will often stay on 
			your credit record for up to seven years. Although you can always 
			get a judgment removed by filing a bankruptcy proceeding, in 
			general, you should do everything within your financial means to 
			avoid entry of a judgment against you.
 
 What is "lawyer-client 
			confidence," or the "attorney-client privilege?" 
			[Top]
 
 Simply stated, an attorney cannot ethically divulge any 
			information or communication made to him in confidence. The 
			rationale for this rule, called the "attorney-client privilege," is 
			that clients or prospective clients will likely be more open in 
			their communications with attorneys if they know that the attorney 
			will not divulge potentially harmful information.
 
 How much does it cost to hire an attorney?
			[Top]
 
 Experienced attorneys in the San Francisco Bay Area generally 
			charge anywhere from $175 an hour to nearly $1,000 an hour. The 
			attorneys at Redenbacher & Brown, LLP, may charge anywhere from $150 
			an hour to $290 an hour. However, the fee might be reduced in some 
			cases if the attorney is willing to take the case on a full or part 
			contingency basis. Attorneys will often take personal injury, 
			collection, or wrongful termination cases on a contingency basis. 
			The firm's partners will frequently provide an initial free 
			consultation, at which they will discuss fees. Each partner also 
			does reduced fee work for specific clients, depending on the 
			situation.
 
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